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$PAYS is live

Smarter lending,
Easier borrowing

Automatic rate optimization for lenders and
borrowers. Match with the perfect rates.

01

P2P Rate Matching

Match directly with other users for better rates than traditional platforms. When no match is found, automatically get the best rates from fallback protocols like Kamino, JupLend. Think of it as smart routing for your money.

P2P Rate Matching
02

Leveraged Liquidity Provisioning (LLP)

Allows traders to open leveraged positions on Raydium/Meteora pools. As LLP sits over the fallback router, this unified system turns idle liquidity into productive capital, delivering yields far higher than traditional pools and creating a new standard for on-chain lending efficiency.

Flexible Streaming
03

Always Earning


Your capital never sits idle. When P2P matches aren't available, your funds automatically earn from established protocols. It's like having a smart manager for your crypto, always finding the best opportunities.

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Efficient solutions
For everyone

Your capital never sleeps.

Instead of relying solely on Utilization rates and interest-based curves, your funds are matched with borrowers directly at optimized rates. If no match is found, they continue earning through fallback protocols like Kamino, JupLend, ensuring that your capital never sleeps.

Frequently Asked
Questions

No matter what your requirements are,
Paystream fulfills each of them

No

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Smarter Lending, Easier Borrowing!

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